When you reach an age of 30’s, a big phase of your age had already been gone. After 30’s what you need to think about is future planning. No that doesn’t mean that you should stop living your present.
But You need to think about your finance related plans. Why? Becasue it is important at this phase of your life to take decisions so that you won’t regret in future.
Plan a Sweet Home
It’s better to have your own house than paying money on a rented place or Changing houses every now and then. Don’t you think it’s high time to change these things now.
1. Save money, don’t spend carelessly.
2. Save a big amount so that you can buy your own flat.
3. You may take loan for it. And can pay through EMI.
Remember it’s not useless if you have your own property. You can even sell it after an increase in price of your property in future.
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Think about saving before Spending
Start saving money first. Make it a habbit. You can make an account in which you may save your monthly savings.
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Medical Policy
Take policies which are necessary for your future. It is worth investing when it comes to your health related plans.
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Insurance Policy
Do an online research about these insurance policies. Don’t fall for fake promises. Better to read blogs and articles they can tell you the best.
Generate ways to earn money
Apart from your job you can earn money by online affiliate marketing, bogging, businesses, part time jobs etc.
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Think twice before giving loans
Do not hesitate is giving loans to your friends and family relatives because they are one you’ll be a support in your tough times. But don’t forget to take your money back. Most importantly if you think that a person has a habbit of not returing money in time, then beware.
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Make plans for your retirement
It’s important to make Retirement plans, if you don’t want to depend on someone in the age of 50’s. Better plan it now then to suffer later.
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Good luck with your future plans. (:
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